The Value of Cash Value Life Insurance

The Value of Cash Value Life Insurance

Comparing Cash Flow Insurance to The Traditional 401k For Retirement Income

In this series of case study analyses, Ron shows the after–tax income produced by an insurance contract, compared to the income produced by the traditional, tax-deferred 401(k).
 

Using historical market trends, safe withdrawal rates, and current tax brackets, Ron calculates the “Capital Equivalent Value” of a Life Insurance Contract. He then shows the rate of return the 401(k) investments would need to achieve to beat life insurance.

The results may shock you - check it out!

Disclosure: 

Investment Advisory Services offered through Brookstone Wealth Advisors, Inc. (BWA) a Registered Investment Advisor. Sneller Financial Services, LLC. (SFS, LLC.) and BWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.

This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that SFS, LLC. and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.

Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by BWA.

Registered Investment Advisors and Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to make full disclosure of any conflicts of interests, if any exist. Please refer to our firm brochure, the ADV 2A item 4, for additional information.

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